Making and Getting a Car Accident Claim

Accidents which happen on the road are of course unfortunate for those involved, and often lead to loss of property, health and precious time. It can be extremely traumatic and can often cause both physical and psychological injuries. If you have been involved in a car accident, then you may be able to submit a car accident claim.

You need to be familiar with the procedures and steps while submitting a car accident claim and eventually gaining the appropriate amount of compensation you deserve. Costs considered in a claim include repair costs of the vehicle; medical expenses if any injury has occurred;  loss of working hours in which you are not able to make an earn; courtesy car rental and litigation charges that may arise after the accident etc.

Whilst filing a claim, you must be aware of the auto accident claim policy that is in effect. You must be familiar with the details of premium, insured and covered persons, damages for which you can ask for compensation, and the entire car accident claim process. First and foremost, if you are involved in a car accident you should inform the police and your insurance company. It would always be beneficial to call an injury compensation lawyer service, which could also help you with car recovery, vehicle hire and ultimately an injury claim.

You should not leave the scene of accident, and collect as much information you can about the other party involved in the accident, and also collate information from any witnesses. You should note the vehicle registration number, name and contact details as well as the insurance policy number of the other driver involved in the accident. If it was the other driver who was responsible for the fault that caused the car accident then your car accident claim should compensate you via the other party’s insurance company.

In order to submit a claim properly and successfully you would need experienced persons to represent your case. They will help you take proper steps at right time and avoid making mistakes that could turn the claim against you. Excel Law Limited in UK is one of the most qualified and experienced firm to help in matters of car accident claim. Their skilled accident investigators will help you making a claim and managing other things.

Along with the police and the insurance company, the accident claim management company will help you to get your car recovered and repaired at a trusted garage near you. They will arrange a courtesy car and chase the third party and their insurers to get full details and reference number from them. If you have noted the third party’s car registration number it would help them to trace the car via the DVLA. Even if the driver at fault is not insured or cannot be found, they would help you to place the claim and get reimbursed for the losses.

Whenever a person pays for the driver’s insurance policy; a percentage of the annual premium is given to the Motor Insurers Bureau (MIB) who acts on behalf of the insurance company for an “uninsured” and “untraced” driver. They would pay for your car accident compensation if you prove that the accident has been caused by a driver who:

•     was driving a motor vehicle illegally without a valid policy of motor insurance in place – thus “uninsured” OR
•     gave you the wrong contact details following your road traffic accident – thus “untraced” OR
•     did not stop following a road accident and whose details it was impossible for you to get ( a hit and run case ) – thus “untraced”